When a person needs to talk to an insurer after a car accident, they should do their best to keep the facts straight and remember to say only what needs to be said. Insurers can use seemingly meaningless phrases that someone utter after being shaken up by a car accident as a sign of fault. That is why it is so important for a person to stick to the facts and consult with a legal advisor if they are unsure whether they should be answering a question.
If you need help working through the post-accident questions an insurer might ask to try to determine fault, we may be able to assist you. For more information, contact a St. Louis personal injury lawyer from the Finney Law Office by calling 314-646-0300.
Tips for Dealing with Insurers
After speaking with the police about an accident, a person may need to provide an insurance company with an official statement. This can be a nerve-wracking experience, as insurance companies commonly have their own agenda when dealing with injury claims. However, the following tips may prove useful:
Tip #1: If you do not have an attorney yet, do not disclose this.
Insurers take someone with legal counsel more seriously than someone who is still deciding what next steps to take with their injury claim. If someone is still considering their options, they should just keep this information to themselves.
Tip #2: Do not give away unnecessary contact information.
Sometimes, insurers may ask for additional contact information and not provide substantial reasoning for needing that information. For the sake of your family’s privacy, do not give any information that is not pertinent to the injury claim.
Tip #3: Do not place the blame on yourself.
Any admission, even small ones, of blame can ruin a person’s injury claim. Tell the truth, but try to avoid using any language or phrases that may give the insurance company reason to doubt the truthfulness of your injury claim.
If you have been injured in an accident for which you were not at fault, you may be entitled to pursue compensation from the responsible individual. To discuss your case with a skilled and experienced lawyer, contact the St. Louis personal injury attorneys of the Finney Law Office at 314-646-0300 today.