As much as we’d like to believe most Missourians obey they law, many drivers unfortunately do not follow all the rules. When they fail to fulfill their duties as Missouri drivers—such as not paying for auto insurance—you may find yourself in a difficult situation if you are injured in an accident caused by their negligent driving.
Every driver in Missouri is required to carry liability insurance. If you are involved in an accident with someone who does not, you still have protection available. As long as you have liability insurance, you also have what’s known as “uninsured motorist coverage.” This type of coverage is built to protect you from the unlawful action of others.
Unfortunately, your own insurance company will likely take an adversarial role after an accident if the other driver is uninsured. You will need to submit a claim against your own insurance company. Please understand that they’re no longer working for your best interest, and that you need the assistance of an experienced personal injury attorney to ensure you receive the compensation you deserve for your claim.
We hope the above video answers some of your questions about accidents with uninsured motorists. If you have any other questions, please reach out to the experienced car accident attorneys at Finney Law Office, LLC today.