Finney Law Office, LLC

1735 South Big Bend Boulevard
St. Louis, Missouri 63117
United States
Phone: (314) 646-0300
Fax: (314) 646-0303

Saturday Closed
Sunday Closed

Snake bit by Your Auto Policy? Hidden Policy Provisions You Need to Know

For most of us, in fact 99.99% of us, we assume that is we buy an auto insurance policy for coverage of $100k/$300k, then we will have coverage of $100k/$300k if something happens. For 99.99% of us, we would be completely wrong. What most everyone does not realize is that there are many hidden provisions in your auto insurance policy that unilaterally work in the insurance company’s favor and are NEVER disclosed to you BEFORE you buy the policy. I will discuss a few of them below. But first, a quick question, in the 7 ½ minutes or the 15 minutes or less you took to purchase auto insurance, how many companies offered you a chance to look at the policy first? Or explain the policy to you? Likely none.

So, let’s get started on the HIDDEN policy provisions your insurance company NEVER told you about:

  1. Step Down Provisions

What is this? Simply put, this a provision in your policy that reduces the limits available for covering you if certain conditions are met. The best example is excerpted below:Continue Reading

Everything That You Need To Know About Snow Travel

Finney SnowFinney Law Office, LLC Attorneys at Law would like to provide you with tips and tricks to use this winter while driving in the snow. We all struggle when driving in the snow and these tips and tricks are perfect for all of us. Click on this inforgraphic to learn more about driving on the roads during harsh conditions.

Tips for Driving in Bad Weather

Finney January 2015Infographic (1)Tis’ the season for unpredictable weather! View this infographic to learn more about tips and tricks from Finney Law Office to stay safe on the road during the harsh weather conditions. The infographic includes tips about driving in the rain and snow. Check it out!

Winter Fun Days in Chesterfield, MO

Finney Fun Days in ChesterfieldGood food, good entertainment, and good company. These are the key ingredients that make many St. Louis residents feeling grateful and happy. However, after the holidays, families and friends seem to sludge around, wondering what to do next. The holiday cookies have come and gone, the cold weather is starting to get to everybody, and it seems you are only waiting for the next vacation.

The short days and frigid air shouldn’t bring you down. In a town like Chesterfield, Missouri, entertainment is surrounding you! Art galleries, kid fun zones, and photo opportunities are all within reach. On a dull weekday or busy weekend, take your family and enjoy the community around you.

All you have to do is gather friends or family, and choose one or two of these local restaurants and entertainment. At Finney Law Office, LLC, we guarantee you’ll have fun when laughter, fun, and a full belly are involved.

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Preventing Dog Bites: Are Pit Bull Bans Effective?

Pit bullIn November 2014, the City Council of Hallsville, Missouri voted unanimously to lift the city’s ban on residents owning pit bulls after a local family discovered that their dog was, in fact, a pit bull mix. Other towns across the country are following suit, as they have found the bans difficult to enforce and sometimes controversial.

Nonetheless, many municipalities in Missouri still have pit bull bans in place. Although Chesterfield is not on the list, some Missouri cities have ordinances banning all pit bulls or those pit bulls that have been declared “vicious” or “dangerous.” Kansas City actually requires mandatory sterilization of pit bulls. Overall, these bans are put in place as a public safety measure; by keeping pit bulls outside of city limits, municipal governments hope to reduce the overall risk of dog bites.

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Booze In the Basement

One of these days I might write a book on parenting, although on the occasions I sometimes discuss them, my descriptions of appropriate techniques are often met with open mouthed gapes of silence.

Well, I guess you have to have seven to appreciate the logic. And a firm understanding of the appropriate statute of limitations.

But if I were to write the book, lesson number 27 would have applied nicely to one of my own personal experiences.

Years ago, when I first started in private practice as a solo practitioner, I represented people charged with various crimes, big and small, including DWI. On one occasion my client, a liquor store owner, was having difficulty paying the fee. So after a fair opportunity and no positive results, I told him I would like to close out the account by selecting $500 of his inventory at his cost.Continue Reading

Celebrate New Year’s Eve in St. Louis County

St. Louis County NYEAs you nestle with your loved ones on a cold December day, it’s easy to reminisce on how far you’ve all come within the last year. This year, St. Louis residents overcame the Polar Vortex and the loss of the Cardinal’s NLS title loss. Through the good and the bad, the end of December is a time for reflection and determining your resolution for 2015.

As December closes, it’ll be time to dress up in glitter hats, 2015 glasses, and cocktail attire to celebrate the ringing in of the New Year. In St. Louis County, you have a variety of options for the eve of the New Year. You could stay at home with your kids, gather with close friends at a local restaurant, or take on 2015 with full force at a great party.

While the Finney family will most likely gather around the TV and watch the ball drop, St. Louis County offers dinner parties and nightlife that many cannot resist. Here are a few of the most trending and popular events for New Year’s in St. Louis County.Continue Reading

BOOK REVIEW: “Spy the Lie” by Philip Houston, Michael Floyd, Susan Carnicero with Don Tennant

Trial lawyers are always looking for a quick and understandable way to improve their skills. One of the most difficult aspects of trial work is cross examination. For young lawyers especially, we cannot get enough practice on this procedure. And even when we do have the opportunity to execute a cross examination, we almost always ram through trying to expose the liar on the receiving end (or at least that is what I do). So how do we improve? How do we expand our skill set? Spy the Lie is a simple, effective and proven way to elicit better cross examination responses. The authors, Philip Houston, Michael Floyd and Susan Carnicero, are all ex-CIA interrogators trained in the art of recognizing deception.Continue Reading

Be Prepared for a White Winter

St. Louis Prep for WinterLet’s face it—winter has come in full force. Ever since the cold streak in November, the attorneys at Finney Law Office, LLC have been preparing themselves for a long winter. Firewood is stored in the garage, hats and mittens are abundant in our houses, and our cars are prepped for winter.

One of the most vital ways to prep for winter is to winterize your car, yet many St. Louis residents forget to do so. If your car ever breaks down, gets stuck, or you get in an accident, it is important that you are prepared. During the harsh winter (and especially around the holidays), road conditions are less stable and more troubling instances are likely to happen. This is also when help takes the longest—tow trucks, police, and AAA are the busiest during these times, and they may not be able to get to you right away.Continue Reading

Holiday Travel Tips

We’ve all experienced the pain of one of those long car rides. The struggle is real. How do you keep your kids entertained? What happens if you get lost? Did I pack enough food? Thankfully you don’t have to worry anymore. We created an all-inclusive travel checklist for you to use this holiday season. Don’t know what the essentials are… that’s ok. Do you have your phone charger? What about some small pillows and blankets? Did you take appropriate safety measures for winter driving?

What do you like to do after traveling the road for hours? A travel game is a great way to help pass the time. From the classics like I Spy to the new game apps, we have the suggestions that your family will love to play plus more.

Before you head out on the long road trip this year, we suggest you check out our holiday travel guide and comment with your suggestions! Happy traveling!