I don’t know how many times I have heard that question when dealing with a potential uninsured or underinsured motorist claim but every time I hear it, I cringe. I become a little crestfallen.
Because it is not right that an insured should be concerned about their own carrier’s rates when using a product the insured has bargained and paid for. The only thing on their mind should be fixing the damage done. Don’t all insurance carriers sell piece of mind? Isn’t that what they advertise about?
Has anyone ever had their own insurance carrier tell them that submitting an uninsured motorist claim will not raise their rates?